Shopify Fee Calculator

Estimate Shopify payment processing fees to see your net proceeds.

This tool runs entirely in your browser. Your files are never uploaded to a server.

1.17

Processing fee

28.82

Net proceeds

Estimate only — actual rates depend on your Shopify plan and region.

What this calculator does

Estimates one card-processing fee and net proceeds from sale amount, percentage rate, and flat transaction charge. The inputs are editable because Shopify payment costs depend on plan, region, card type, and provider.

How to use it

Enter the amount processed, applicable card percentage, and flat charge in one currency. The calculated fee and net proceeds update immediately without displaying a currency symbol.

Worked example

At the editable defaults of 29.99, 2.9%, and 0.30, the fee is 29.99 × 0.029 + 0.30 = 1.16971, displayed as 1.17. Estimated net proceeds are 28.82.

Formula used

Processing fee equals sale amount multiplied by percentage divided by 100, plus the flat fee. Net proceeds equal the entered sale amount minus that processing fee.

Choosing the inputs

Use the current rate for your Shopify plan, country, payment provider, transaction channel, and card type. Reset restores 2.9% plus 0.30 only as a configurable example, not a universal rate.

Limitations

The model excludes subscription cost, third-party provider surcharges, taxes, refunds, chargebacks, currency conversion, international or premium-card rates, shipping, product cost, apps, and discounts.

Interpretation and privacy

Net proceeds subtract only the modeled processing charge and are not profit. Confirm rates in Shopify billing and payment settings before decisions. Calculation is local and entered values are not uploaded.

Frequently Asked Questions

What is Shopify's default processing rate?
Shopify Payments typically charges around 2.9% + $0.30 for online card transactions on the Basic plan, but rates improve on higher plans.
Does this include Shopify's monthly subscription fee?
No, only the per-transaction processing fee — your monthly plan fee is separate.
What if I use a third-party payment gateway?
Rates and any additional Shopify transaction fee will differ — check your specific gateway's pricing.