Finance Tools
Mortgage, retirement, investing and debt payoff calculators for personal finance.
APY Calculator
Convert a nominal interest rate into its effective annual yield (APY).
APR Calculator
Convert APY into an equivalent nominal annual rate; this is not a fee-inclusive loan APR.
Mortgage Calculator
Estimate your monthly mortgage payment, including taxes, insurance and PMI.
Калькулятор графика платежей по кредиту
Рассчитайте помесячный график погашения кредита, доли основного долга и процентов, срок выплаты и экономию от дополнительных платежей.
Debt Payoff Calculator
Compare snowball vs. avalanche strategies to pay off multiple debts faster.
Калькулятор процентов по кредитной карте
Рассчитайте срок погашения долга по кредитной карте и узнайте, сколько процентов вы заплатите при выбранном ежемесячном платеже.
Savings Goal Calculator
Find out how many months it takes to reach a savings goal with regular contributions.
Retirement Calculator
Project your retirement savings balance based on your current age and contributions.
FIRE Calculator
Calculate your FIRE number and how many years until financial independence.
Калькулятор финансовой подушки безопасности
Рассчитайте целевой размер финансовой подушки и сколько времени понадобится, чтобы её накопить.
Калькулятор доходности инвестиций
Рассчитайте общую доходность и чистую прибыль инвестиции с учётом полученного дохода.
CAGR Calculator
Calculate the compound annual growth rate between a beginning and ending value.
Dividend Yield Calculator
Calculate a stock's dividend yield from its annual dividend and share price.
Future Value Calculator
Project how much a present sum (plus optional contributions) will be worth in the future.
Present Value Calculator
Find out what a future sum of money is worth today, given a discount rate.
NPV Calculator
Calculate the net present value of an investment's future cash flows.
IRR Calculator
Calculate the internal rate of return for a series of cash flows.
Калькулятор инфляции
Узнайте, сколько будет стоить сумма в будущем и сколько сегодня стоят будущие деньги при заданной инфляции.
Net Worth Calculator
Add up your assets and liabilities to calculate your total net worth.
Cash Flow Calculator
Track your monthly income and expenses to see your net cash flow.
Car Loan Calculator
Estimate your monthly car loan payment including sales tax, down payment and trade-in.
Конвертер Валют
Конвертируйте между мировыми валютами по актуальным курсам обмена прямо в браузере.
What this category covers
Personal finance calculators for borrowing, saving, investing and planning — mortgages, debt payoff, retirement and FIRE planning, investment return metrics (CAGR, NPV, IRR, dividend yield), and everyday concepts like inflation and net worth.
How to choose the right tool
Buying a home uses Mortgage Calculator for monthly payments and Amortization Schedule Calculator to see the full payoff timeline. Managing debt uses Debt Payoff Calculator to compare payoff strategies and Credit Card Interest Calculator to see the true cost of carrying a balance. Planning ahead uses Retirement Calculator for a traditional timeline or FIRE Calculator for early-retirement targets, alongside Savings Goal Calculator and Emergency Fund Calculator for shorter-term goals. Evaluating an investment uses Investment Return Calculator for simple returns, CAGR Calculator for annualized growth, and NPV Calculator / IRR Calculator for comparing cash flows over time — the same tools used in business finance, applied here to personal decisions. APY Calculator and APR Calculator clarify the difference between a compounding and a nominal interest rate before comparing loan or savings offers.
Common use cases
A homebuyer compares mortgage offers using the Mortgage Calculator and checks the full amortization schedule before signing; someone paying off multiple debts compares snowball vs. avalanche payoff order; an early-retirement planner calculates their FIRE number; an investor compares two opportunities' IRR before committing capital.